LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,148
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,304
−HK$1,174/mo
Today · 4.125%
HK$39,478
baseline
▲ 0.50% · 4.625%
HK$41,880
+HK$2,402/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,956/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,327
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,436
−HK$1,124/mo
Today · 4.125%
HK$43,560
baseline
▲ 0.50% · 4.625%
HK$45,856
+HK$2,296/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,120/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,578
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,965
−HK$1,409/mo
Today · 4.125%
HK$47,374
baseline
▲ 0.50% · 4.625%
HK$50,256
+HK$2,882/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$94,748/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,593
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,923
−HK$1,349/mo
Today · 4.125%
HK$52,272
baseline
▲ 0.50% · 4.625%
HK$55,027
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.77M · min. income ≈ HK$104,544/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,008
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,626
−HK$1,643/mo
Today · 4.125%
HK$55,269
baseline
▲ 0.50% · 4.625%
HK$58,632
+HK$3,363/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,538/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,858
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,410
−HK$1,574/mo
Today · 4.125%
HK$60,984
baseline
▲ 0.50% · 4.625%
HK$64,199
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,968/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,867
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,947
−HK$2,113/mo
Today · 4.125%
HK$71,060
baseline
▲ 0.50% · 4.625%
HK$75,384
+HK$4,324/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,120/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,389
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,384
−HK$2,024/mo
Today · 4.125%
HK$78,408
baseline
▲ 0.50% · 4.625%
HK$82,541
+HK$4,133/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,816/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,927 · Scale 2, in force from 26 Feb 2026)