LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,149
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,305
−HK$1,174/mo
Today · 4.125%
HK$39,479
baseline
▲ 0.50% · 4.625%
HK$41,881
+HK$2,402/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,958/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,328
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,437
−HK$1,124/mo
Today · 4.125%
HK$43,561
baseline
▲ 0.50% · 4.625%
HK$45,857
+HK$2,296/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,122/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,579
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,966
−HK$1,409/mo
Today · 4.125%
HK$47,375
baseline
▲ 0.50% · 4.625%
HK$50,257
+HK$2,882/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,750/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,594
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,924
−HK$1,349/mo
Today · 4.125%
HK$52,273
baseline
▲ 0.50% · 4.625%
HK$55,029
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,546/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,009
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,627
−HK$1,643/mo
Today · 4.125%
HK$55,270
baseline
▲ 0.50% · 4.625%
HK$58,633
+HK$3,363/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,540/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,859
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,411
−HK$1,574/mo
Today · 4.125%
HK$60,985
baseline
▲ 0.50% · 4.625%
HK$64,200
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,970/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,869
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,949
−HK$2,113/mo
Today · 4.125%
HK$71,062
baseline
▲ 0.50% · 4.625%
HK$75,386
+HK$4,324/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,124/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,391
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,386
−HK$2,024/mo
Today · 4.125%
HK$78,410
baseline
▲ 0.50% · 4.625%
HK$82,543
+HK$4,133/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,820/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,939 · Scale 2, in force from 26 Feb 2026)