LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,150
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,306
−HK$1,174/mo
Today · 4.125%
HK$39,480
baseline
▲ 0.50% · 4.625%
HK$41,882
+HK$2,402/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,960/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,329
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,438
−HK$1,124/mo
Today · 4.125%
HK$43,562
baseline
▲ 0.50% · 4.625%
HK$45,858
+HK$2,296/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,124/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,580
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,967
−HK$1,409/mo
Today · 4.125%
HK$47,376
baseline
▲ 0.50% · 4.625%
HK$50,259
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,752/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,595
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,925
−HK$1,350/mo
Today · 4.125%
HK$52,275
baseline
▲ 0.50% · 4.625%
HK$55,030
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,550/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,010
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,628
−HK$1,644/mo
Today · 4.125%
HK$55,272
baseline
▲ 0.50% · 4.625%
HK$58,635
+HK$3,363/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$110,544/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,861
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,413
−HK$1,574/mo
Today · 4.125%
HK$60,987
baseline
▲ 0.50% · 4.625%
HK$64,202
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.40M · min. income ≈ HK$121,974/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,871
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,951
−HK$2,113/mo
Today · 4.125%
HK$71,064
baseline
▲ 0.50% · 4.625%
HK$75,388
+HK$4,324/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,128/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,393
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,388
−HK$2,024/mo
Today · 4.125%
HK$78,412
baseline
▲ 0.50% · 4.625%
HK$82,545
+HK$4,133/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,824/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,957 · Scale 2, in force from 26 Feb 2026)