LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,152
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,308
−HK$1,174/mo
Today · 4.125%
HK$39,482
baseline
▲ 0.50% · 4.625%
HK$41,885
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,964/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,332
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,440
−HK$1,125/mo
Today · 4.125%
HK$43,565
baseline
▲ 0.50% · 4.625%
HK$45,861
+HK$2,296/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,130/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,583
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,970
−HK$1,409/mo
Today · 4.125%
HK$47,379
baseline
▲ 0.50% · 4.625%
HK$50,262
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,758/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,598
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,928
−HK$1,350/mo
Today · 4.125%
HK$52,278
baseline
▲ 0.50% · 4.625%
HK$55,033
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,556/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,013
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,631
−HK$1,644/mo
Today · 4.125%
HK$55,275
baseline
▲ 0.50% · 4.625%
HK$58,638
+HK$3,363/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,550/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,864
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,416
−HK$1,575/mo
Today · 4.125%
HK$60,991
baseline
▲ 0.50% · 4.625%
HK$64,206
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$121,982/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,874
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,955
−HK$2,113/mo
Today · 4.125%
HK$71,068
baseline
▲ 0.50% · 4.625%
HK$75,392
+HK$4,324/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,136/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,397
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,392
−HK$2,025/mo
Today · 4.125%
HK$78,417
baseline
▲ 0.50% · 4.625%
HK$82,550
+HK$4,133/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,834/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$610,992 · Scale 2, in force from 26 Feb 2026)