LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,155
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,311
−HK$1,174/mo
Today · 4.125%
HK$39,485
baseline
▲ 0.50% · 4.625%
HK$41,888
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,970/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,335
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,443
−HK$1,125/mo
Today · 4.125%
HK$43,568
baseline
▲ 0.50% · 4.625%
HK$45,865
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,136/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,586
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,973
−HK$1,409/mo
Today · 4.125%
HK$47,382
baseline
▲ 0.50% · 4.625%
HK$50,265
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,764/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,602
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,932
−HK$1,350/mo
Today · 4.125%
HK$52,282
baseline
▲ 0.50% · 4.625%
HK$55,037
+HK$2,755/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,564/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,017
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,635
−HK$1,644/mo
Today · 4.125%
HK$55,279
baseline
▲ 0.50% · 4.625%
HK$58,643
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,558/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,869
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,421
−HK$1,574/mo
Today · 4.125%
HK$60,995
baseline
▲ 0.50% · 4.625%
HK$64,210
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$121,990/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,879
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,960
−HK$2,113/mo
Today · 4.125%
HK$71,073
baseline
▲ 0.50% · 4.625%
HK$75,398
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$142,146/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,403
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,398
−HK$2,024/mo
Today · 4.125%
HK$78,422
baseline
▲ 0.50% · 4.625%
HK$82,556
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.66M · min. income ≈ HK$156,844/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,037 · Scale 2, in force from 26 Feb 2026)