LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,156
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,311
−HK$1,175/mo
Today · 4.125%
HK$39,486
baseline
▲ 0.50% · 4.625%
HK$41,888
+HK$2,402/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,972/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,335
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,444
−HK$1,125/mo
Today · 4.125%
HK$43,569
baseline
▲ 0.50% · 4.625%
HK$45,865
+HK$2,296/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,138/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,587
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,974
−HK$1,409/mo
Today · 4.125%
HK$47,383
baseline
▲ 0.50% · 4.625%
HK$50,266
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,766/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,602
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,933
−HK$1,349/mo
Today · 4.125%
HK$52,282
baseline
▲ 0.50% · 4.625%
HK$55,038
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,564/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,018
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,636
−HK$1,644/mo
Today · 4.125%
HK$55,280
baseline
▲ 0.50% · 4.625%
HK$58,644
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,560/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,869
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,421
−HK$1,575/mo
Today · 4.125%
HK$60,996
baseline
▲ 0.50% · 4.625%
HK$64,211
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$121,992/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,880
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,961
−HK$2,113/mo
Today · 4.125%
HK$71,074
baseline
▲ 0.50% · 4.625%
HK$75,399
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,148/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,404
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,399
−HK$2,024/mo
Today · 4.125%
HK$78,423
baseline
▲ 0.50% · 4.625%
HK$82,557
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,846/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,045 · Scale 2, in force from 26 Feb 2026)