LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,157
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,313
−HK$1,174/mo
Today · 4.125%
HK$39,487
baseline
▲ 0.50% · 4.625%
HK$41,890
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,974/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,337
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,446
−HK$1,124/mo
Today · 4.125%
HK$43,570
baseline
▲ 0.50% · 4.625%
HK$45,867
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,140/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,589
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,976
−HK$1,409/mo
Today · 4.125%
HK$47,385
baseline
▲ 0.50% · 4.625%
HK$50,268
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,770/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,604
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,935
−HK$1,349/mo
Today · 4.125%
HK$52,284
baseline
▲ 0.50% · 4.625%
HK$55,040
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,568/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,020
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,638
−HK$1,644/mo
Today · 4.125%
HK$55,282
baseline
▲ 0.50% · 4.625%
HK$58,646
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,564/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,872
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,424
−HK$1,574/mo
Today · 4.125%
HK$60,998
baseline
▲ 0.50% · 4.625%
HK$64,214
+HK$3,216/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$121,996/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,883
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,963
−HK$2,114/mo
Today · 4.125%
HK$71,077
baseline
▲ 0.50% · 4.625%
HK$75,402
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,154/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,406
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,402
−HK$2,024/mo
Today · 4.125%
HK$78,426
baseline
▲ 0.50% · 4.625%
HK$82,560
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,852/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,069 · Scale 2, in force from 26 Feb 2026)