LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,158
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,314
−HK$1,174/mo
Today · 4.125%
HK$39,488
baseline
▲ 0.50% · 4.625%
HK$41,891
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,976/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,338
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,446
−HK$1,125/mo
Today · 4.125%
HK$43,571
baseline
▲ 0.50% · 4.625%
HK$45,868
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,142/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,589
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,976
−HK$1,409/mo
Today · 4.125%
HK$47,385
baseline
▲ 0.50% · 4.625%
HK$50,269
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,770/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,605
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,935
−HK$1,350/mo
Today · 4.125%
HK$52,285
baseline
▲ 0.50% · 4.625%
HK$55,041
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,570/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,021
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,639
−HK$1,644/mo
Today · 4.125%
HK$55,283
baseline
▲ 0.50% · 4.625%
HK$58,647
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,566/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,873
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,425
−HK$1,574/mo
Today · 4.125%
HK$60,999
baseline
▲ 0.50% · 4.625%
HK$64,215
+HK$3,216/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$121,998/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,884
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,964
−HK$2,114/mo
Today · 4.125%
HK$71,078
baseline
▲ 0.50% · 4.625%
HK$75,403
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,156/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,408
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,403
−HK$2,025/mo
Today · 4.125%
HK$78,428
baseline
▲ 0.50% · 4.625%
HK$82,562
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,856/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,079 · Scale 2, in force from 26 Feb 2026)