LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,158
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,314
−HK$1,174/mo
Today · 4.125%
HK$39,488
baseline
▲ 0.50% · 4.625%
HK$41,891
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,976/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,338
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,447
−HK$1,124/mo
Today · 4.125%
HK$43,571
baseline
▲ 0.50% · 4.625%
HK$45,868
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,142/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,590
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,977
−HK$1,409/mo
Today · 4.125%
HK$47,386
baseline
▲ 0.50% · 4.625%
HK$50,269
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,772/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,606
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,936
−HK$1,350/mo
Today · 4.125%
HK$52,286
baseline
▲ 0.50% · 4.625%
HK$55,042
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,572/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,021
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,640
−HK$1,644/mo
Today · 4.125%
HK$55,284
baseline
▲ 0.50% · 4.625%
HK$58,648
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,568/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,873
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,425
−HK$1,575/mo
Today · 4.125%
HK$61,000
baseline
▲ 0.50% · 4.625%
HK$64,215
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,000/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,885
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,965
−HK$2,114/mo
Today · 4.125%
HK$71,079
baseline
▲ 0.50% · 4.625%
HK$75,404
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,158/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,409
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,404
−HK$2,025/mo
Today · 4.125%
HK$78,429
baseline
▲ 0.50% · 4.625%
HK$82,563
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,858/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,086 · Scale 2, in force from 26 Feb 2026)