LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,159
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,315
−HK$1,174/mo
Today · 4.125%
HK$39,489
baseline
▲ 0.50% · 4.625%
HK$41,892
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,978/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,339
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,448
−HK$1,125/mo
Today · 4.125%
HK$43,573
baseline
▲ 0.50% · 4.625%
HK$45,869
+HK$2,296/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,146/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,591
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,978
−HK$1,409/mo
Today · 4.125%
HK$47,387
baseline
▲ 0.50% · 4.625%
HK$50,271
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,774/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,607
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,937
−HK$1,350/mo
Today · 4.125%
HK$52,287
baseline
▲ 0.50% · 4.625%
HK$55,043
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,574/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,023
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,641
−HK$1,644/mo
Today · 4.125%
HK$55,285
baseline
▲ 0.50% · 4.625%
HK$58,649
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,570/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,875
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,427
−HK$1,575/mo
Today · 4.125%
HK$61,002
baseline
▲ 0.50% · 4.625%
HK$64,217
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,004/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,886
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,967
−HK$2,114/mo
Today · 4.125%
HK$71,081
baseline
▲ 0.50% · 4.625%
HK$75,406
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,162/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,410
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,406
−HK$2,025/mo
Today · 4.125%
HK$78,431
baseline
▲ 0.50% · 4.625%
HK$82,565
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,862/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,101 · Scale 2, in force from 26 Feb 2026)