LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,160
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,316
−HK$1,174/mo
Today · 4.125%
HK$39,490
baseline
▲ 0.50% · 4.625%
HK$41,893
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,980/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,340
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,448
−HK$1,125/mo
Today · 4.125%
HK$43,573
baseline
▲ 0.50% · 4.625%
HK$45,870
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,146/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,592
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,979
−HK$1,409/mo
Today · 4.125%
HK$47,388
baseline
▲ 0.50% · 4.625%
HK$50,271
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,776/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,608
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,938
−HK$1,350/mo
Today · 4.125%
HK$52,288
baseline
▲ 0.50% · 4.625%
HK$55,044
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,576/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,024
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,644/mo
Today · 4.125%
HK$55,286
baseline
▲ 0.50% · 4.625%
HK$58,650
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,572/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,876
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,428
−HK$1,575/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,218
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,887
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,968
−HK$2,114/mo
Today · 4.125%
HK$71,082
baseline
▲ 0.50% · 4.625%
HK$75,407
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,164/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,412
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,407
−HK$2,025/mo
Today · 4.125%
HK$78,432
baseline
▲ 0.50% · 4.625%
HK$82,566
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,864/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,111 · Scale 2, in force from 26 Feb 2026)