LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,162
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,318
−HK$1,174/mo
Today · 4.125%
HK$39,492
baseline
▲ 0.50% · 4.625%
HK$41,895
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,984/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,342
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,451
−HK$1,125/mo
Today · 4.125%
HK$43,576
baseline
▲ 0.50% · 4.625%
HK$45,873
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,152/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,594
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,982
−HK$1,409/mo
Today · 4.125%
HK$47,391
baseline
▲ 0.50% · 4.625%
HK$50,275
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,782/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,611
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,941
−HK$1,350/mo
Today · 4.125%
HK$52,291
baseline
▲ 0.50% · 4.625%
HK$55,048
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,582/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,027
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,645
−HK$1,644/mo
Today · 4.125%
HK$55,289
baseline
▲ 0.50% · 4.625%
HK$58,654
+HK$3,365/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,578/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,879
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,432
−HK$1,574/mo
Today · 4.125%
HK$61,006
baseline
▲ 0.50% · 4.625%
HK$64,222
+HK$3,216/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,012/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,892
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,972
−HK$2,114/mo
Today · 4.125%
HK$71,086
baseline
▲ 0.50% · 4.625%
HK$75,412
+HK$4,326/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,172/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,416
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,412
−HK$2,025/mo
Today · 4.125%
HK$78,437
baseline
▲ 0.50% · 4.625%
HK$82,571
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,874/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,149 · Scale 2, in force from 26 Feb 2026)