LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,163
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,319
−HK$1,175/mo
Today · 4.125%
HK$39,494
baseline
▲ 0.50% · 4.625%
HK$41,897
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,988/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,344
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,452
−HK$1,125/mo
Today · 4.125%
HK$43,577
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,154/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,596
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,983
−HK$1,409/mo
Today · 4.125%
HK$47,392
baseline
▲ 0.50% · 4.625%
HK$50,276
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,784/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,612
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,943
−HK$1,350/mo
Today · 4.125%
HK$52,293
baseline
▲ 0.50% · 4.625%
HK$55,049
+HK$2,756/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,586/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,028
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,647
−HK$1,644/mo
Today · 4.125%
HK$55,291
baseline
▲ 0.50% · 4.625%
HK$58,655
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,582/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,881
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,433
−HK$1,575/mo
Today · 4.125%
HK$61,008
baseline
▲ 0.50% · 4.625%
HK$64,224
+HK$3,216/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,016/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,894
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,975
−HK$2,114/mo
Today · 4.125%
HK$71,089
baseline
▲ 0.50% · 4.625%
HK$75,414
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,178/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,419
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,414
−HK$2,025/mo
Today · 4.125%
HK$78,439
baseline
▲ 0.50% · 4.625%
HK$82,574
+HK$4,135/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,878/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,168 · Scale 2, in force from 26 Feb 2026)