LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,163
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,319
−HK$1,175/mo
Today · 4.125%
HK$39,494
baseline
▲ 0.50% · 4.625%
HK$41,897
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,988/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,344
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,453
−HK$1,125/mo
Today · 4.125%
HK$43,578
baseline
▲ 0.50% · 4.625%
HK$45,875
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,156/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,596
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,983
−HK$1,410/mo
Today · 4.125%
HK$47,393
baseline
▲ 0.50% · 4.625%
HK$50,276
+HK$2,883/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,786/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,613
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,943
−HK$1,350/mo
Today · 4.125%
HK$52,293
baseline
▲ 0.50% · 4.625%
HK$55,050
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,586/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,029
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,647
−HK$1,644/mo
Today · 4.125%
HK$55,291
baseline
▲ 0.50% · 4.625%
HK$58,656
+HK$3,365/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,582/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,881
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,434
−HK$1,575/mo
Today · 4.125%
HK$61,009
baseline
▲ 0.50% · 4.625%
HK$64,224
+HK$3,215/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,018/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,894
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,975
−HK$2,114/mo
Today · 4.125%
HK$71,089
baseline
▲ 0.50% · 4.625%
HK$75,415
+HK$4,326/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,178/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,419
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,415
−HK$2,025/mo
Today · 4.125%
HK$78,440
baseline
▲ 0.50% · 4.625%
HK$82,574
+HK$4,134/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,880/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,172 · Scale 2, in force from 26 Feb 2026)