LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,166
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,322
−HK$1,175/mo
Today · 4.125%
HK$39,497
baseline
▲ 0.50% · 4.625%
HK$41,900
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$78,994/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,347
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,456
−HK$1,125/mo
Today · 4.125%
HK$43,581
baseline
▲ 0.50% · 4.625%
HK$45,878
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,162/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,600
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,987
−HK$1,409/mo
Today · 4.125%
HK$47,396
baseline
▲ 0.50% · 4.625%
HK$50,280
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,792/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,617
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,947
−HK$1,350/mo
Today · 4.125%
HK$52,297
baseline
▲ 0.50% · 4.625%
HK$55,054
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,594/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,033
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,651
−HK$1,645/mo
Today · 4.125%
HK$55,296
baseline
▲ 0.50% · 4.625%
HK$58,660
+HK$3,364/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,592/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,886
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,438
−HK$1,575/mo
Today · 4.125%
HK$61,013
baseline
▲ 0.50% · 4.625%
HK$64,230
+HK$3,217/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,026/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,899
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,980
−HK$2,115/mo
Today · 4.125%
HK$71,095
baseline
▲ 0.50% · 4.625%
HK$75,420
+HK$4,325/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,190/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,425
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,421
−HK$2,025/mo
Today · 4.125%
HK$78,446
baseline
▲ 0.50% · 4.625%
HK$82,581
+HK$4,135/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,892/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,220 · Scale 2, in force from 26 Feb 2026)