LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,170
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,327
−HK$1,174/mo
Today · 4.125%
HK$39,501
baseline
▲ 0.50% · 4.625%
HK$41,905
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,002/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,352
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,461
−HK$1,125/mo
Today · 4.125%
HK$43,586
baseline
▲ 0.50% · 4.625%
HK$45,883
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,172/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,604
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,992
−HK$1,409/mo
Today · 4.125%
HK$47,401
baseline
▲ 0.50% · 4.625%
HK$50,286
+HK$2,885/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,802/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,622
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,953
−HK$1,350/mo
Today · 4.125%
HK$52,303
baseline
▲ 0.50% · 4.625%
HK$55,060
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,606/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,038
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,657
−HK$1,645/mo
Today · 4.125%
HK$55,302
baseline
▲ 0.50% · 4.625%
HK$58,667
+HK$3,365/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,604/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,892
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,445
−HK$1,575/mo
Today · 4.125%
HK$61,020
baseline
▲ 0.50% · 4.625%
HK$64,236
+HK$3,216/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,040/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,907
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,988
−HK$2,114/mo
Today · 4.125%
HK$71,102
baseline
▲ 0.50% · 4.625%
HK$75,429
+HK$4,327/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,204/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,433
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,429
−HK$2,025/mo
Today · 4.125%
HK$78,454
baseline
▲ 0.50% · 4.625%
HK$82,590
+HK$4,136/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,908/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,286 · Scale 2, in force from 26 Feb 2026)