LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,172
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,328
−HK$1,175/mo
Today · 4.125%
HK$39,503
baseline
▲ 0.50% · 4.625%
HK$41,907
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,006/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,353
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,463
−HK$1,125/mo
Today · 4.125%
HK$43,588
baseline
▲ 0.50% · 4.625%
HK$45,885
+HK$2,297/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,176/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,606
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$45,994
−HK$1,410/mo
Today · 4.125%
HK$47,404
baseline
▲ 0.50% · 4.625%
HK$50,288
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,808/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,624
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,955
−HK$1,350/mo
Today · 4.125%
HK$52,305
baseline
▲ 0.50% · 4.625%
HK$55,062
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,610/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,041
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,660
−HK$1,644/mo
Today · 4.125%
HK$55,304
baseline
▲ 0.50% · 4.625%
HK$58,669
+HK$3,365/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,608/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,895
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,448
−HK$1,575/mo
Today · 4.125%
HK$61,023
baseline
▲ 0.50% · 4.625%
HK$64,239
+HK$3,216/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,046/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,910
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,991
−HK$2,114/mo
Today · 4.125%
HK$71,105
baseline
▲ 0.50% · 4.625%
HK$75,432
+HK$4,327/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,210/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,436
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,433
−HK$2,025/mo
Today · 4.125%
HK$78,458
baseline
▲ 0.50% · 4.625%
HK$82,593
+HK$4,135/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,916/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,313 · Scale 2, in force from 26 Feb 2026)