LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,173
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,330
−HK$1,175/mo
Today · 4.125%
HK$39,505
baseline
▲ 0.50% · 4.625%
HK$41,908
+HK$2,403/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,010/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,355
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,464
−HK$1,125/mo
Today · 4.125%
HK$43,589
baseline
▲ 0.50% · 4.625%
HK$45,887
+HK$2,298/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,178/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,608
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,996
−HK$1,409/mo
Today · 4.125%
HK$47,405
baseline
▲ 0.50% · 4.625%
HK$50,290
+HK$2,885/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,810/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,626
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,957
−HK$1,350/mo
Today · 4.125%
HK$52,307
baseline
▲ 0.50% · 4.625%
HK$55,064
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,614/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,043
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,662
−HK$1,644/mo
Today · 4.125%
HK$55,306
baseline
▲ 0.50% · 4.625%
HK$58,672
+HK$3,366/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,612/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,897
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,450
−HK$1,575/mo
Today · 4.125%
HK$61,025
baseline
▲ 0.50% · 4.625%
HK$64,242
+HK$3,217/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,050/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,912
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,993
−HK$2,115/mo
Today · 4.125%
HK$71,108
baseline
▲ 0.50% · 4.625%
HK$75,435
+HK$4,327/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,216/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,439
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,436
−HK$2,025/mo
Today · 4.125%
HK$78,461
baseline
▲ 0.50% · 4.625%
HK$82,597
+HK$4,136/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,922/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,337 · Scale 2, in force from 26 Feb 2026)