LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,175
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,331
−HK$1,175/mo
Today · 4.125%
HK$39,506
baseline
▲ 0.50% · 4.625%
HK$41,910
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,012/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,357
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,125/mo
Today · 4.125%
HK$43,591
baseline
▲ 0.50% · 4.625%
HK$45,889
+HK$2,298/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,182/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,610
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$45,998
−HK$1,410/mo
Today · 4.125%
HK$47,408
baseline
▲ 0.50% · 4.625%
HK$50,292
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,816/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,628
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,959
−HK$1,351/mo
Today · 4.125%
HK$52,310
baseline
▲ 0.50% · 4.625%
HK$55,067
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,620/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,045
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,664
−HK$1,645/mo
Today · 4.125%
HK$55,309
baseline
▲ 0.50% · 4.625%
HK$58,674
+HK$3,365/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,618/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,900
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,453
−HK$1,575/mo
Today · 4.125%
HK$61,028
baseline
▲ 0.50% · 4.625%
HK$64,245
+HK$3,217/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,056/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,915
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,997
−HK$2,114/mo
Today · 4.125%
HK$71,111
baseline
▲ 0.50% · 4.625%
HK$75,438
+HK$4,327/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,222/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,442
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,439
−HK$2,025/mo
Today · 4.125%
HK$78,464
baseline
▲ 0.50% · 4.625%
HK$82,600
+HK$4,136/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,928/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,364 · Scale 2, in force from 26 Feb 2026)