LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,176
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,332
−HK$1,175/mo
Today · 4.125%
HK$39,507
baseline
▲ 0.50% · 4.625%
HK$41,911
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,014/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,358
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,467
−HK$1,125/mo
Today · 4.125%
HK$43,592
baseline
▲ 0.50% · 4.625%
HK$45,890
+HK$2,298/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,184/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,611
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$45,999
−HK$1,410/mo
Today · 4.125%
HK$47,409
baseline
▲ 0.50% · 4.625%
HK$50,293
+HK$2,884/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,818/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,629
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,960
−HK$1,351/mo
Today · 4.125%
HK$52,311
baseline
▲ 0.50% · 4.625%
HK$55,068
+HK$2,757/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,622/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,046
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,665
−HK$1,645/mo
Today · 4.125%
HK$55,310
baseline
▲ 0.50% · 4.625%
HK$58,676
+HK$3,366/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,620/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,901
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,454
−HK$1,575/mo
Today · 4.125%
HK$61,029
baseline
▲ 0.50% · 4.625%
HK$64,246
+HK$3,217/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,058/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,917
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,998
−HK$2,115/mo
Today · 4.125%
HK$71,113
baseline
▲ 0.50% · 4.625%
HK$75,440
+HK$4,327/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,226/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,444
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,441
−HK$2,025/mo
Today · 4.125%
HK$78,466
baseline
▲ 0.50% · 4.625%
HK$82,602
+HK$4,136/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,932/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,378 · Scale 2, in force from 26 Feb 2026)