LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,178
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,335
−HK$1,175/mo
Today · 4.125%
HK$39,510
baseline
▲ 0.50% · 4.625%
HK$41,914
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,020/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,361
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,470
−HK$1,125/mo
Today · 4.125%
HK$43,595
baseline
▲ 0.50% · 4.625%
HK$45,893
+HK$2,298/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,190/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,614
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,002
−HK$1,410/mo
Today · 4.125%
HK$47,412
baseline
▲ 0.50% · 4.625%
HK$50,297
+HK$2,885/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,824/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,633
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,964
−HK$1,350/mo
Today · 4.125%
HK$52,314
baseline
▲ 0.50% · 4.625%
HK$55,072
+HK$2,758/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,628/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,050
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,669
−HK$1,645/mo
Today · 4.125%
HK$55,314
baseline
▲ 0.50% · 4.625%
HK$58,679
+HK$3,365/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,628/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,905
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,458
−HK$1,575/mo
Today · 4.125%
HK$61,033
baseline
▲ 0.50% · 4.625%
HK$64,250
+HK$3,217/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,066/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,921
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,003
−HK$2,115/mo
Today · 4.125%
HK$71,118
baseline
▲ 0.50% · 4.625%
HK$75,445
+HK$4,327/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$142,236/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,449
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,446
−HK$2,025/mo
Today · 4.125%
HK$78,471
baseline
▲ 0.50% · 4.625%
HK$82,608
+HK$4,137/mo
Deposit HK$1.63M · loan HK$14.67M · min. income ≈ HK$156,942/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,418 · Scale 2, in force from 26 Feb 2026)