LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,182
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,338
−HK$1,175/mo
Today · 4.125%
HK$39,513
baseline
▲ 0.50% · 4.625%
HK$41,918
+HK$2,405/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,026/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,364
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,474
−HK$1,125/mo
Today · 4.125%
HK$43,599
baseline
▲ 0.50% · 4.625%
HK$45,897
+HK$2,298/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,198/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,618
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,006
−HK$1,410/mo
Today · 4.125%
HK$47,416
baseline
▲ 0.50% · 4.625%
HK$50,301
+HK$2,885/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,832/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,637
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,968
−HK$1,351/mo
Today · 4.125%
HK$52,319
baseline
▲ 0.50% · 4.625%
HK$55,077
+HK$2,758/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,638/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,054
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,673
−HK$1,646/mo
Today · 4.125%
HK$55,319
baseline
▲ 0.50% · 4.625%
HK$58,685
+HK$3,366/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,638/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,910
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,463
−HK$1,576/mo
Today · 4.125%
HK$61,039
baseline
▲ 0.50% · 4.625%
HK$64,256
+HK$3,217/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,078/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,927
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,009
−HK$2,115/mo
Today · 4.125%
HK$71,124
baseline
▲ 0.50% · 4.625%
HK$75,452
+HK$4,328/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,248/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,456
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,452
−HK$2,026/mo
Today · 4.125%
HK$78,478
baseline
▲ 0.50% · 4.625%
HK$82,615
+HK$4,137/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$156,956/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,472 · Scale 2, in force from 26 Feb 2026)