LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,183
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,339
−HK$1,176/mo
Today · 4.125%
HK$39,515
baseline
▲ 0.50% · 4.625%
HK$41,919
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,030/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,366
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,475
−HK$1,125/mo
Today · 4.125%
HK$43,600
baseline
▲ 0.50% · 4.625%
HK$45,899
+HK$2,299/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,200/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,619
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,007
−HK$1,410/mo
Today · 4.125%
HK$47,417
baseline
▲ 0.50% · 4.625%
HK$50,303
+HK$2,886/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,834/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,639
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,970
−HK$1,350/mo
Today · 4.125%
HK$52,320
baseline
▲ 0.50% · 4.625%
HK$55,078
+HK$2,758/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,640/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,056
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,675
−HK$1,645/mo
Today · 4.125%
HK$55,320
baseline
▲ 0.50% · 4.625%
HK$58,686
+HK$3,366/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,640/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,912
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,465
−HK$1,575/mo
Today · 4.125%
HK$61,040
baseline
▲ 0.50% · 4.625%
HK$64,258
+HK$3,218/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,080/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,929
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,011
−HK$2,115/mo
Today · 4.125%
HK$71,126
baseline
▲ 0.50% · 4.625%
HK$75,454
+HK$4,328/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,252/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,458
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,455
−HK$2,026/mo
Today · 4.125%
HK$78,481
baseline
▲ 0.50% · 4.625%
HK$82,617
+HK$4,136/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$156,962/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,491 · Scale 2, in force from 26 Feb 2026)