LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,184
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,341
−HK$1,175/mo
Today · 4.125%
HK$39,516
baseline
▲ 0.50% · 4.625%
HK$41,920
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,032/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,367
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,476
−HK$1,126/mo
Today · 4.125%
HK$43,602
baseline
▲ 0.50% · 4.625%
HK$45,900
+HK$2,298/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,204/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,621
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,009
−HK$1,410/mo
Today · 4.125%
HK$47,419
baseline
▲ 0.50% · 4.625%
HK$50,304
+HK$2,885/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,838/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,640
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,972
−HK$1,350/mo
Today · 4.125%
HK$52,322
baseline
▲ 0.50% · 4.625%
HK$55,080
+HK$2,758/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,644/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,058
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,677
−HK$1,645/mo
Today · 4.125%
HK$55,322
baseline
▲ 0.50% · 4.625%
HK$58,688
+HK$3,366/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$110,644/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,914
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,467
−HK$1,576/mo
Today · 4.125%
HK$61,043
baseline
▲ 0.50% · 4.625%
HK$64,260
+HK$3,217/mo
Deposit HK$4.89M · loan HK$11.41M · min. income ≈ HK$122,086/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,931
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,013
−HK$2,116/mo
Today · 4.125%
HK$71,129
baseline
▲ 0.50% · 4.625%
HK$75,457
+HK$4,328/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,258/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,460
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,457
−HK$2,026/mo
Today · 4.125%
HK$78,483
baseline
▲ 0.50% · 4.625%
HK$82,620
+HK$4,137/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$156,966/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,512 · Scale 2, in force from 26 Feb 2026)