LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,187
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,344
−HK$1,175/mo
Today · 4.125%
HK$39,519
baseline
▲ 0.50% · 4.625%
HK$41,923
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,038/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,370
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,480
−HK$1,125/mo
Today · 4.125%
HK$43,605
baseline
▲ 0.50% · 4.625%
HK$45,904
+HK$2,299/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,210/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,624
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,012
−HK$1,411/mo
Today · 4.125%
HK$47,423
baseline
▲ 0.50% · 4.625%
HK$50,308
+HK$2,885/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$94,846/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,644
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,976
−HK$1,350/mo
Today · 4.125%
HK$52,326
baseline
▲ 0.50% · 4.625%
HK$55,084
+HK$2,758/mo
Deposit HK$6.52M · loan HK$9.78M · min. income ≈ HK$104,652/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,062
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,681
−HK$1,645/mo
Today · 4.125%
HK$55,326
baseline
▲ 0.50% · 4.625%
HK$58,693
+HK$3,367/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,652/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,918
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,471
−HK$1,576/mo
Today · 4.125%
HK$61,047
baseline
▲ 0.50% · 4.625%
HK$64,265
+HK$3,218/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,094/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,936
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,019
−HK$2,115/mo
Today · 4.125%
HK$71,134
baseline
▲ 0.50% · 4.625%
HK$75,462
+HK$4,328/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,268/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,466
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,463
−HK$2,026/mo
Today · 4.125%
HK$78,489
baseline
▲ 0.50% · 4.625%
HK$82,627
+HK$4,138/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$156,978/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,559 · Scale 2, in force from 26 Feb 2026)