LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,190
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,346
−HK$1,176/mo
Today · 4.125%
HK$39,522
baseline
▲ 0.50% · 4.625%
HK$41,926
+HK$2,404/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,044/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,373
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,483
−HK$1,125/mo
Today · 4.125%
HK$43,608
baseline
▲ 0.50% · 4.625%
HK$45,907
+HK$2,299/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,216/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,627
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,016
−HK$1,410/mo
Today · 4.125%
HK$47,426
baseline
▲ 0.50% · 4.625%
HK$50,312
+HK$2,886/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$94,852/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,648
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,979
−HK$1,351/mo
Today · 4.125%
HK$52,330
baseline
▲ 0.50% · 4.625%
HK$55,088
+HK$2,758/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$104,660/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,065
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,685
−HK$1,645/mo
Today · 4.125%
HK$55,330
baseline
▲ 0.50% · 4.625%
HK$58,697
+HK$3,367/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,660/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,922
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,476
−HK$1,576/mo
Today · 4.125%
HK$61,052
baseline
▲ 0.50% · 4.625%
HK$64,270
+HK$3,218/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,104/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,941
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,023
−HK$2,116/mo
Today · 4.125%
HK$71,139
baseline
▲ 0.50% · 4.625%
HK$75,468
+HK$4,329/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,278/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,471
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,469
−HK$2,026/mo
Today · 4.125%
HK$78,495
baseline
▲ 0.50% · 4.625%
HK$82,632
+HK$4,137/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$156,990/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,602 · Scale 2, in force from 26 Feb 2026)