LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,191
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,348
−HK$1,175/mo
Today · 4.125%
HK$39,523
baseline
▲ 0.50% · 4.625%
HK$41,928
+HK$2,405/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$79,046/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,374
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,484
−HK$1,126/mo
Today · 4.125%
HK$43,610
baseline
▲ 0.50% · 4.625%
HK$45,908
+HK$2,298/mo
Deposit HK$8.15M · loan HK$8.15M · min. income ≈ HK$87,220/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,629
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,017
−HK$1,410/mo
Today · 4.125%
HK$47,427
baseline
▲ 0.50% · 4.625%
HK$50,313
+HK$2,886/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$94,854/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,649
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,981
−HK$1,350/mo
Today · 4.125%
HK$52,331
baseline
▲ 0.50% · 4.625%
HK$55,090
+HK$2,759/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$104,662/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,067
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,687
−HK$1,645/mo
Today · 4.125%
HK$55,332
baseline
▲ 0.50% · 4.625%
HK$58,699
+HK$3,367/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,664/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,924
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,477
−HK$1,576/mo
Today · 4.125%
HK$61,053
baseline
▲ 0.50% · 4.625%
HK$64,272
+HK$3,219/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,106/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,943
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,026
−HK$2,115/mo
Today · 4.125%
HK$71,141
baseline
▲ 0.50% · 4.625%
HK$75,470
+HK$4,329/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,282/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,474
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,471
−HK$2,026/mo
Today · 4.125%
HK$78,497
baseline
▲ 0.50% · 4.625%
HK$82,635
+HK$4,138/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$156,994/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,620 · Scale 2, in force from 26 Feb 2026)