LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,192
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,349
−HK$1,175/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,929
+HK$2,405/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,376
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,485
−HK$1,126/mo
Today · 4.125%
HK$43,611
baseline
▲ 0.50% · 4.625%
HK$45,910
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,222/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,630
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,019
−HK$1,410/mo
Today · 4.125%
HK$47,429
baseline
▲ 0.50% · 4.625%
HK$50,315
+HK$2,886/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$94,858/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,651
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,982
−HK$1,351/mo
Today · 4.125%
HK$52,333
baseline
▲ 0.50% · 4.625%
HK$55,092
+HK$2,759/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$104,666/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,069
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,688
−HK$1,646/mo
Today · 4.125%
HK$55,334
baseline
▲ 0.50% · 4.625%
HK$58,701
+HK$3,367/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,668/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,926
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,480
−HK$1,576/mo
Today · 4.125%
HK$61,056
baseline
▲ 0.50% · 4.625%
HK$64,274
+HK$3,218/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,112/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,946
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,028
−HK$2,116/mo
Today · 4.125%
HK$71,144
baseline
▲ 0.50% · 4.625%
HK$75,473
+HK$4,329/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,288/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,474
−HK$2,026/mo
Today · 4.125%
HK$78,500
baseline
▲ 0.50% · 4.625%
HK$82,638
+HK$4,138/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,000/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,642 · Scale 2, in force from 26 Feb 2026)