LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,194
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,351
−HK$1,175/mo
Today · 4.125%
HK$39,526
baseline
▲ 0.50% · 4.625%
HK$41,931
+HK$2,405/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,052/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,378
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,487
−HK$1,126/mo
Today · 4.125%
HK$43,613
baseline
▲ 0.50% · 4.625%
HK$45,912
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,226/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,633
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,021
−HK$1,410/mo
Today · 4.125%
HK$47,431
baseline
▲ 0.50% · 4.625%
HK$50,317
+HK$2,886/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$94,862/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,653
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,985
−HK$1,351/mo
Today · 4.125%
HK$52,336
baseline
▲ 0.50% · 4.625%
HK$55,095
+HK$2,759/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$104,672/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,071
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,691
−HK$1,646/mo
Today · 4.125%
HK$55,337
baseline
▲ 0.50% · 4.625%
HK$58,704
+HK$3,367/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,674/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,929
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,482
−HK$1,577/mo
Today · 4.125%
HK$61,059
baseline
▲ 0.50% · 4.625%
HK$64,277
+HK$3,218/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,118/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,949
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,031
−HK$2,116/mo
Today · 4.125%
HK$71,147
baseline
▲ 0.50% · 4.625%
HK$75,476
+HK$4,329/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,294/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,480
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,477
−HK$2,027/mo
Today · 4.125%
HK$78,504
baseline
▲ 0.50% · 4.625%
HK$82,642
+HK$4,138/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,008/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,672 · Scale 2, in force from 26 Feb 2026)