LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,196
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,353
−HK$1,175/mo
Today · 4.125%
HK$39,528
baseline
▲ 0.50% · 4.625%
HK$41,933
+HK$2,405/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,056/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,380
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,489
−HK$1,126/mo
Today · 4.125%
HK$43,615
baseline
▲ 0.50% · 4.625%
HK$45,914
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,230/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,635
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,023
−HK$1,411/mo
Today · 4.125%
HK$47,434
baseline
▲ 0.50% · 4.625%
HK$50,320
+HK$2,886/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$94,868/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,656
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,987
−HK$1,351/mo
Today · 4.125%
HK$52,338
baseline
▲ 0.50% · 4.625%
HK$55,097
+HK$2,759/mo
Deposit HK$6.52M · loan HK$9.79M · min. income ≈ HK$104,676/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,074
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,694
−HK$1,645/mo
Today · 4.125%
HK$55,339
baseline
▲ 0.50% · 4.625%
HK$58,707
+HK$3,368/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,678/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,932
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,485
−HK$1,576/mo
Today · 4.125%
HK$61,061
baseline
▲ 0.50% · 4.625%
HK$64,280
+HK$3,219/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,122/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,952
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,035
−HK$2,115/mo
Today · 4.125%
HK$71,150
baseline
▲ 0.50% · 4.625%
HK$75,480
+HK$4,330/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,300/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,483
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,481
−HK$2,027/mo
Today · 4.125%
HK$78,508
baseline
▲ 0.50% · 4.625%
HK$82,646
+HK$4,138/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,016/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,701 · Scale 2, in force from 26 Feb 2026)