LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,197
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,354
−HK$1,175/mo
Today · 4.125%
HK$39,529
baseline
▲ 0.50% · 4.625%
HK$41,935
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,058/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,381
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,491
−HK$1,126/mo
Today · 4.125%
HK$43,617
baseline
▲ 0.50% · 4.625%
HK$45,916
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,234/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,636
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,025
−HK$1,410/mo
Today · 4.125%
HK$47,435
baseline
▲ 0.50% · 4.625%
HK$50,322
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,870/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,657
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,989
−HK$1,351/mo
Today · 4.125%
HK$52,340
baseline
▲ 0.50% · 4.625%
HK$55,099
+HK$2,759/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,680/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,075
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,695
−HK$1,646/mo
Today · 4.125%
HK$55,341
baseline
▲ 0.50% · 4.625%
HK$58,708
+HK$3,367/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,682/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,933
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,487
−HK$1,576/mo
Today · 4.125%
HK$61,063
baseline
▲ 0.50% · 4.625%
HK$64,282
+HK$3,219/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,126/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,954
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,037
−HK$2,116/mo
Today · 4.125%
HK$71,153
baseline
▲ 0.50% · 4.625%
HK$75,482
+HK$4,329/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,306/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,486
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,484
−HK$2,026/mo
Today · 4.125%
HK$78,510
baseline
▲ 0.50% · 4.625%
HK$82,649
+HK$4,139/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,020/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,721 · Scale 2, in force from 26 Feb 2026)