LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,199
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,356
−HK$1,176/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,937
+HK$2,405/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,064/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,383
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,493
−HK$1,126/mo
Today · 4.125%
HK$43,619
baseline
▲ 0.50% · 4.625%
HK$45,918
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,238/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,639
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,027
−HK$1,411/mo
Today · 4.125%
HK$47,438
baseline
▲ 0.50% · 4.625%
HK$50,324
+HK$2,886/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,876/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,660
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,992
−HK$1,351/mo
Today · 4.125%
HK$52,343
baseline
▲ 0.50% · 4.625%
HK$55,102
+HK$2,759/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,686/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,078
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,698
−HK$1,646/mo
Today · 4.125%
HK$55,344
baseline
▲ 0.50% · 4.625%
HK$58,712
+HK$3,368/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,688/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,937
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,490
−HK$1,577/mo
Today · 4.125%
HK$61,067
baseline
▲ 0.50% · 4.625%
HK$64,286
+HK$3,219/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,134/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,958
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,041
−HK$2,116/mo
Today · 4.125%
HK$71,157
baseline
▲ 0.50% · 4.625%
HK$75,486
+HK$4,329/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,314/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,490
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,488
−HK$2,026/mo
Today · 4.125%
HK$78,514
baseline
▲ 0.50% · 4.625%
HK$82,653
+HK$4,139/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,028/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,755 · Scale 2, in force from 26 Feb 2026)