LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,200
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,357
−HK$1,176/mo
Today · 4.125%
HK$39,533
baseline
▲ 0.50% · 4.625%
HK$41,939
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,066/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,385
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,495
−HK$1,126/mo
Today · 4.125%
HK$43,621
baseline
▲ 0.50% · 4.625%
HK$45,920
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,242/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,640
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,029
−HK$1,411/mo
Today · 4.125%
HK$47,440
baseline
▲ 0.50% · 4.625%
HK$50,326
+HK$2,886/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,880/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,662
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,994
−HK$1,351/mo
Today · 4.125%
HK$52,345
baseline
▲ 0.50% · 4.625%
HK$55,104
+HK$2,759/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,690/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,080
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,700
−HK$1,646/mo
Today · 4.125%
HK$55,346
baseline
▲ 0.50% · 4.625%
HK$58,714
+HK$3,368/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,692/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,939
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,493
−HK$1,576/mo
Today · 4.125%
HK$61,069
baseline
▲ 0.50% · 4.625%
HK$64,288
+HK$3,219/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,138/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,961
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,043
−HK$2,117/mo
Today · 4.125%
HK$71,160
baseline
▲ 0.50% · 4.625%
HK$75,489
+HK$4,329/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,320/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,493
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,491
−HK$2,027/mo
Today · 4.125%
HK$78,518
baseline
▲ 0.50% · 4.625%
HK$82,656
+HK$4,138/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,036/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,779 · Scale 2, in force from 26 Feb 2026)