LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,201
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,359
−HK$1,175/mo
Today · 4.125%
HK$39,534
baseline
▲ 0.50% · 4.625%
HK$41,940
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,068/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,386
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,496
−HK$1,126/mo
Today · 4.125%
HK$43,622
baseline
▲ 0.50% · 4.625%
HK$45,922
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,244/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,642
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,030
−HK$1,411/mo
Today · 4.125%
HK$47,441
baseline
▲ 0.50% · 4.625%
HK$50,328
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,882/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,663
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$50,995
−HK$1,352/mo
Today · 4.125%
HK$52,347
baseline
▲ 0.50% · 4.625%
HK$55,106
+HK$2,759/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,694/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,082
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,702
−HK$1,646/mo
Today · 4.125%
HK$55,348
baseline
▲ 0.50% · 4.625%
HK$58,716
+HK$3,368/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,696/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,941
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,495
−HK$1,576/mo
Today · 4.125%
HK$61,071
baseline
▲ 0.50% · 4.625%
HK$64,290
+HK$3,219/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,142/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,963
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,046
−HK$2,116/mo
Today · 4.125%
HK$71,162
baseline
▲ 0.50% · 4.625%
HK$75,492
+HK$4,330/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,324/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,495
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,493
−HK$2,027/mo
Today · 4.125%
HK$78,520
baseline
▲ 0.50% · 4.625%
HK$82,659
+HK$4,139/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,040/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,797 · Scale 2, in force from 26 Feb 2026)