LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,203
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,361
−HK$1,175/mo
Today · 4.125%
HK$39,536
baseline
▲ 0.50% · 4.625%
HK$41,942
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,072/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,388
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,498
−HK$1,127/mo
Today · 4.125%
HK$43,625
baseline
▲ 0.50% · 4.625%
HK$45,924
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,250/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,644
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,033
−HK$1,411/mo
Today · 4.125%
HK$47,444
baseline
▲ 0.50% · 4.625%
HK$50,331
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,888/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,666
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,998
−HK$1,351/mo
Today · 4.125%
HK$52,349
baseline
▲ 0.50% · 4.625%
HK$55,109
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,698/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,085
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,705
−HK$1,646/mo
Today · 4.125%
HK$55,351
baseline
▲ 0.50% · 4.625%
HK$58,719
+HK$3,368/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,702/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,944
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,498
−HK$1,576/mo
Today · 4.125%
HK$61,074
baseline
▲ 0.50% · 4.625%
HK$64,294
+HK$3,220/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,148/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,966
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,049
−HK$2,117/mo
Today · 4.125%
HK$71,166
baseline
▲ 0.50% · 4.625%
HK$75,496
+HK$4,330/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,332/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,499
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,497
−HK$2,027/mo
Today · 4.125%
HK$78,524
baseline
▲ 0.50% · 4.625%
HK$82,663
+HK$4,139/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,048/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,831 · Scale 2, in force from 26 Feb 2026)