LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,204
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,361
−HK$1,176/mo
Today · 4.125%
HK$39,537
baseline
▲ 0.50% · 4.625%
HK$41,943
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,074/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,389
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,499
−HK$1,126/mo
Today · 4.125%
HK$43,625
baseline
▲ 0.50% · 4.625%
HK$45,925
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,250/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,645
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,034
−HK$1,411/mo
Today · 4.125%
HK$47,445
baseline
▲ 0.50% · 4.625%
HK$50,331
+HK$2,886/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,890/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,667
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,999
−HK$1,351/mo
Today · 4.125%
HK$52,350
baseline
▲ 0.50% · 4.625%
HK$55,110
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,700/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,086
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,706
−HK$1,646/mo
Today · 4.125%
HK$55,352
baseline
▲ 0.50% · 4.625%
HK$58,720
+HK$3,368/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,704/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,945
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,499
−HK$1,576/mo
Today · 4.125%
HK$61,075
baseline
▲ 0.50% · 4.625%
HK$64,295
+HK$3,220/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,150/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,967
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,050
−HK$2,117/mo
Today · 4.125%
HK$71,167
baseline
▲ 0.50% · 4.625%
HK$75,497
+HK$4,330/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,334/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,500
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,499
−HK$2,027/mo
Today · 4.125%
HK$78,526
baseline
▲ 0.50% · 4.625%
HK$82,665
+HK$4,139/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,052/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,841 · Scale 2, in force from 26 Feb 2026)