LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,206
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,363
−HK$1,176/mo
Today · 4.125%
HK$39,539
baseline
▲ 0.50% · 4.625%
HK$41,945
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,078/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,391
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,501
−HK$1,127/mo
Today · 4.125%
HK$43,628
baseline
▲ 0.50% · 4.625%
HK$45,927
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,256/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,647
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,036
−HK$1,411/mo
Today · 4.125%
HK$47,447
baseline
▲ 0.50% · 4.625%
HK$50,334
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,894/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,670
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$51,002
−HK$1,351/mo
Today · 4.125%
HK$52,353
baseline
▲ 0.50% · 4.625%
HK$55,113
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,706/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,088
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,709
−HK$1,646/mo
Today · 4.125%
HK$55,355
baseline
▲ 0.50% · 4.625%
HK$58,723
+HK$3,368/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$110,710/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,948
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,502
−HK$1,577/mo
Today · 4.125%
HK$61,079
baseline
▲ 0.50% · 4.625%
HK$64,298
+HK$3,219/mo
Deposit HK$4.89M · loan HK$11.42M · min. income ≈ HK$122,158/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,971
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,054
−HK$2,116/mo
Today · 4.125%
HK$71,170
baseline
▲ 0.50% · 4.625%
HK$75,501
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$142,340/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,504
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,503
−HK$2,027/mo
Today · 4.125%
HK$78,530
baseline
▲ 0.50% · 4.625%
HK$82,669
+HK$4,139/mo
Deposit HK$1.63M · loan HK$14.68M · min. income ≈ HK$157,060/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,872 · Scale 2, in force from 26 Feb 2026)