LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,207
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,364
−HK$1,176/mo
Today · 4.125%
HK$39,540
baseline
▲ 0.50% · 4.625%
HK$41,946
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,080/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,392
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,502
−HK$1,127/mo
Today · 4.125%
HK$43,629
baseline
▲ 0.50% · 4.625%
HK$45,928
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,258/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,648
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,037
−HK$1,411/mo
Today · 4.125%
HK$47,448
baseline
▲ 0.50% · 4.625%
HK$50,335
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,896/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,671
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$51,003
−HK$1,351/mo
Today · 4.125%
HK$52,354
baseline
▲ 0.50% · 4.625%
HK$55,114
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,708/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,090
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,710
−HK$1,646/mo
Today · 4.125%
HK$55,356
baseline
▲ 0.50% · 4.625%
HK$58,724
+HK$3,368/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,712/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,949
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,503
−HK$1,577/mo
Today · 4.125%
HK$61,080
baseline
▲ 0.50% · 4.625%
HK$64,300
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,160/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,972
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,056
−HK$2,116/mo
Today · 4.125%
HK$71,172
baseline
▲ 0.50% · 4.625%
HK$75,503
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,344/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,506
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,504
−HK$2,027/mo
Today · 4.125%
HK$78,531
baseline
▲ 0.50% · 4.625%
HK$82,671
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,062/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,887 · Scale 2, in force from 26 Feb 2026)