LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,208
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,365
−HK$1,176/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,947
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,393
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,503
−HK$1,127/mo
Today · 4.125%
HK$43,630
baseline
▲ 0.50% · 4.625%
HK$45,929
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,260/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,649
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,038
−HK$1,411/mo
Today · 4.125%
HK$47,449
baseline
▲ 0.50% · 4.625%
HK$50,336
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,898/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,672
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,004
−HK$1,352/mo
Today · 4.125%
HK$52,356
baseline
▲ 0.50% · 4.625%
HK$55,115
+HK$2,759/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,712/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,091
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,711
−HK$1,646/mo
Today · 4.125%
HK$55,357
baseline
▲ 0.50% · 4.625%
HK$58,726
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,714/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,951
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,505
−HK$1,576/mo
Today · 4.125%
HK$61,081
baseline
▲ 0.50% · 4.625%
HK$64,301
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,162/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,974
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,057
−HK$2,117/mo
Today · 4.125%
HK$71,174
baseline
▲ 0.50% · 4.625%
HK$75,505
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,348/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,508
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,506
−HK$2,027/mo
Today · 4.125%
HK$78,533
baseline
▲ 0.50% · 4.625%
HK$82,673
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,066/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,901 · Scale 2, in force from 26 Feb 2026)