LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,209
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,366
−HK$1,176/mo
Today · 4.125%
HK$39,542
baseline
▲ 0.50% · 4.625%
HK$41,948
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,084/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,394
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,504
−HK$1,127/mo
Today · 4.125%
HK$43,631
baseline
▲ 0.50% · 4.625%
HK$45,930
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,262/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,650
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,039
−HK$1,411/mo
Today · 4.125%
HK$47,450
baseline
▲ 0.50% · 4.625%
HK$50,337
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,900/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,673
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,005
−HK$1,352/mo
Today · 4.125%
HK$52,357
baseline
▲ 0.50% · 4.625%
HK$55,116
+HK$2,759/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,714/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,092
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,712
−HK$1,647/mo
Today · 4.125%
HK$55,359
baseline
▲ 0.50% · 4.625%
HK$58,727
+HK$3,368/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,718/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,952
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,506
−HK$1,577/mo
Today · 4.125%
HK$61,083
baseline
▲ 0.50% · 4.625%
HK$64,302
+HK$3,219/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,166/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,975
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,059
−HK$2,116/mo
Today · 4.125%
HK$71,175
baseline
▲ 0.50% · 4.625%
HK$75,506
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,350/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,509
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,508
−HK$2,027/mo
Today · 4.125%
HK$78,535
baseline
▲ 0.50% · 4.625%
HK$82,675
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,070/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,914 · Scale 2, in force from 26 Feb 2026)