LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,209
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,367
−HK$1,176/mo
Today · 4.125%
HK$39,543
baseline
▲ 0.50% · 4.625%
HK$41,949
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,086/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,395
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,505
−HK$1,127/mo
Today · 4.125%
HK$43,632
baseline
▲ 0.50% · 4.625%
HK$45,931
+HK$2,299/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,264/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,651
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,040
−HK$1,411/mo
Today · 4.125%
HK$47,451
baseline
▲ 0.50% · 4.625%
HK$50,339
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,902/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,674
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,006
−HK$1,352/mo
Today · 4.125%
HK$52,358
baseline
▲ 0.50% · 4.625%
HK$55,118
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,716/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,093
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,714
−HK$1,646/mo
Today · 4.125%
HK$55,360
baseline
▲ 0.50% · 4.625%
HK$58,728
+HK$3,368/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,720/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,953
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,507
−HK$1,577/mo
Today · 4.125%
HK$61,084
baseline
▲ 0.50% · 4.625%
HK$64,304
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,168/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,977
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,060
−HK$2,117/mo
Today · 4.125%
HK$71,177
baseline
▲ 0.50% · 4.625%
HK$75,508
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,354/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,511
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,510
−HK$2,027/mo
Today · 4.125%
HK$78,537
baseline
▲ 0.50% · 4.625%
HK$82,677
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,074/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)