LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,210
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,368
−HK$1,176/mo
Today · 4.125%
HK$39,544
baseline
▲ 0.50% · 4.625%
HK$41,950
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,088/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,396
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,506
−HK$1,127/mo
Today · 4.125%
HK$43,633
baseline
▲ 0.50% · 4.625%
HK$45,933
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,266/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,652
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,041
−HK$1,411/mo
Today · 4.125%
HK$47,452
baseline
▲ 0.50% · 4.625%
HK$50,340
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,904/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,675
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,008
−HK$1,351/mo
Today · 4.125%
HK$52,359
baseline
▲ 0.50% · 4.625%
HK$55,119
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,718/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,094
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,715
−HK$1,646/mo
Today · 4.125%
HK$55,361
baseline
▲ 0.50% · 4.625%
HK$58,730
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,722/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,955
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,509
−HK$1,577/mo
Today · 4.125%
HK$61,086
baseline
▲ 0.50% · 4.625%
HK$64,306
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,172/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,979
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,062
−HK$2,117/mo
Today · 4.125%
HK$71,179
baseline
▲ 0.50% · 4.625%
HK$75,510
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,358/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,513
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,511
−HK$2,028/mo
Today · 4.125%
HK$78,539
baseline
▲ 0.50% · 4.625%
HK$82,679
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,078/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,943 · Scale 2, in force from 26 Feb 2026)