LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,211
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,368
−HK$1,176/mo
Today · 4.125%
HK$39,544
baseline
▲ 0.50% · 4.625%
HK$41,951
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,088/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,397
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,507
−HK$1,126/mo
Today · 4.125%
HK$43,633
baseline
▲ 0.50% · 4.625%
HK$45,933
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,266/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,653
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,042
−HK$1,411/mo
Today · 4.125%
HK$47,453
baseline
▲ 0.50% · 4.625%
HK$50,341
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,906/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,676
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,009
−HK$1,351/mo
Today · 4.125%
HK$52,360
baseline
▲ 0.50% · 4.625%
HK$55,120
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,720/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,095
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,716
−HK$1,646/mo
Today · 4.125%
HK$55,362
baseline
▲ 0.50% · 4.625%
HK$58,731
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,724/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,956
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,510
−HK$1,577/mo
Today · 4.125%
HK$61,087
baseline
▲ 0.50% · 4.625%
HK$64,307
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,174/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,980
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,063
−HK$2,117/mo
Today · 4.125%
HK$71,180
baseline
▲ 0.50% · 4.625%
HK$75,511
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,360/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,514
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,513
−HK$2,027/mo
Today · 4.125%
HK$78,540
baseline
▲ 0.50% · 4.625%
HK$82,680
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,080/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,955 · Scale 2, in force from 26 Feb 2026)