LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,212
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,369
−HK$1,176/mo
Today · 4.125%
HK$39,545
baseline
▲ 0.50% · 4.625%
HK$41,951
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,090/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,397
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,508
−HK$1,126/mo
Today · 4.125%
HK$43,634
baseline
▲ 0.50% · 4.625%
HK$45,934
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,268/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,654
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,043
−HK$1,411/mo
Today · 4.125%
HK$47,454
baseline
▲ 0.50% · 4.625%
HK$50,342
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,908/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,677
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,009
−HK$1,352/mo
Today · 4.125%
HK$52,361
baseline
▲ 0.50% · 4.625%
HK$55,121
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,722/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,096
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,717
−HK$1,646/mo
Today · 4.125%
HK$55,363
baseline
▲ 0.50% · 4.625%
HK$58,732
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,726/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,956
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,511
−HK$1,577/mo
Today · 4.125%
HK$61,088
baseline
▲ 0.50% · 4.625%
HK$64,308
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,176/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,981
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,064
−HK$2,117/mo
Today · 4.125%
HK$71,181
baseline
▲ 0.50% · 4.625%
HK$75,512
+HK$4,331/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,362/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,515
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,514
−HK$2,027/mo
Today · 4.125%
HK$78,541
baseline
▲ 0.50% · 4.625%
HK$82,681
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,082/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,964 · Scale 2, in force from 26 Feb 2026)