LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,213
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,370
−HK$1,176/mo
Today · 4.125%
HK$39,546
baseline
▲ 0.50% · 4.625%
HK$41,953
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,092/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,399
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,509
−HK$1,126/mo
Today · 4.125%
HK$43,635
baseline
▲ 0.50% · 4.625%
HK$45,936
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,270/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,655
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,044
−HK$1,412/mo
Today · 4.125%
HK$47,456
baseline
▲ 0.50% · 4.625%
HK$50,343
+HK$2,887/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,912/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,679
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,011
−HK$1,352/mo
Today · 4.125%
HK$52,363
baseline
▲ 0.50% · 4.625%
HK$55,123
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,726/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,098
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,718
−HK$1,647/mo
Today · 4.125%
HK$55,365
baseline
▲ 0.50% · 4.625%
HK$58,734
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,730/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,958
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,513
−HK$1,577/mo
Today · 4.125%
HK$61,090
baseline
▲ 0.50% · 4.625%
HK$64,310
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,180/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,983
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,066
−HK$2,117/mo
Today · 4.125%
HK$71,183
baseline
▲ 0.50% · 4.625%
HK$75,515
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,366/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,518
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,516
−HK$2,028/mo
Today · 4.125%
HK$78,544
baseline
▲ 0.50% · 4.625%
HK$82,684
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,088/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$611,983 · Scale 2, in force from 26 Feb 2026)