LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,215
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,373
−HK$1,176/mo
Today · 4.125%
HK$39,549
baseline
▲ 0.50% · 4.625%
HK$41,955
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,098/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,402
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,512
−HK$1,126/mo
Today · 4.125%
HK$43,638
baseline
▲ 0.50% · 4.625%
HK$45,939
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,276/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,658
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,047
−HK$1,412/mo
Today · 4.125%
HK$47,459
baseline
▲ 0.50% · 4.625%
HK$50,347
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,918/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,682
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,014
−HK$1,352/mo
Today · 4.125%
HK$52,366
baseline
▲ 0.50% · 4.625%
HK$55,126
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,732/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,101
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,722
−HK$1,647/mo
Today · 4.125%
HK$55,369
baseline
▲ 0.50% · 4.625%
HK$58,738
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,738/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,962
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,517
−HK$1,577/mo
Today · 4.125%
HK$61,094
baseline
▲ 0.50% · 4.625%
HK$64,314
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,188/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,987
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,071
−HK$2,117/mo
Today · 4.125%
HK$71,188
baseline
▲ 0.50% · 4.625%
HK$75,520
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,376/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,523
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,522
−HK$2,027/mo
Today · 4.125%
HK$78,549
baseline
▲ 0.50% · 4.625%
HK$82,690
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,098/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,025 · Scale 2, in force from 26 Feb 2026)