LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,217
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,374
−HK$1,177/mo
Today · 4.125%
HK$39,551
baseline
▲ 0.50% · 4.625%
HK$41,957
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,102/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,403
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,514
−HK$1,126/mo
Today · 4.125%
HK$43,640
baseline
▲ 0.50% · 4.625%
HK$45,940
+HK$2,300/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,280/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,660
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,049
−HK$1,412/mo
Today · 4.125%
HK$47,461
baseline
▲ 0.50% · 4.625%
HK$50,349
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,922/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,684
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,016
−HK$1,352/mo
Today · 4.125%
HK$52,368
baseline
▲ 0.50% · 4.625%
HK$55,129
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,736/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,103
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,724
−HK$1,647/mo
Today · 4.125%
HK$55,371
baseline
▲ 0.50% · 4.625%
HK$58,740
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,742/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,965
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,519
−HK$1,577/mo
Today · 4.125%
HK$61,096
baseline
▲ 0.50% · 4.625%
HK$64,317
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$122,192/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,990
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,074
−HK$2,117/mo
Today · 4.125%
HK$71,191
baseline
▲ 0.50% · 4.625%
HK$75,523
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,382/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,526
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,525
−HK$2,027/mo
Today · 4.125%
HK$78,552
baseline
▲ 0.50% · 4.625%
HK$82,693
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,104/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,049 · Scale 2, in force from 26 Feb 2026)