LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,218
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,375
−HK$1,176/mo
Today · 4.125%
HK$39,551
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,102/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,404
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,515
−HK$1,126/mo
Today · 4.125%
HK$43,641
baseline
▲ 0.50% · 4.625%
HK$45,942
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,282/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,661
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,050
−HK$1,412/mo
Today · 4.125%
HK$47,462
baseline
▲ 0.50% · 4.625%
HK$50,350
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,924/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,685
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,018
−HK$1,351/mo
Today · 4.125%
HK$52,369
baseline
▲ 0.50% · 4.625%
HK$55,130
+HK$2,761/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,738/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,105
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,725
−HK$1,647/mo
Today · 4.125%
HK$55,372
baseline
▲ 0.50% · 4.625%
HK$58,741
+HK$3,369/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,744/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,520
−HK$1,578/mo
Today · 4.125%
HK$61,098
baseline
▲ 0.50% · 4.625%
HK$64,318
+HK$3,220/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,196/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,992
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,075
−HK$2,118/mo
Today · 4.125%
HK$71,193
baseline
▲ 0.50% · 4.625%
HK$75,525
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,386/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,528
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,526
−HK$2,028/mo
Today · 4.125%
HK$78,554
baseline
▲ 0.50% · 4.625%
HK$82,695
+HK$4,141/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,108/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,063 · Scale 2, in force from 26 Feb 2026)