LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,218
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,376
−HK$1,176/mo
Today · 4.125%
HK$39,552
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,406/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,104/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,405
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,515
−HK$1,126/mo
Today · 4.125%
HK$43,641
baseline
▲ 0.50% · 4.625%
HK$45,942
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,282/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,661
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,051
−HK$1,411/mo
Today · 4.125%
HK$47,462
baseline
▲ 0.50% · 4.625%
HK$50,350
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,924/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,685
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,018
−HK$1,352/mo
Today · 4.125%
HK$52,370
baseline
▲ 0.50% · 4.625%
HK$55,130
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,740/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,105
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,646/mo
Today · 4.125%
HK$55,372
baseline
▲ 0.50% · 4.625%
HK$58,742
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,744/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,521
−HK$1,577/mo
Today · 4.125%
HK$61,098
baseline
▲ 0.50% · 4.625%
HK$64,319
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,196/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,992
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,076
−HK$2,117/mo
Today · 4.125%
HK$71,193
baseline
▲ 0.50% · 4.625%
HK$75,525
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,386/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,528
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,527
−HK$2,028/mo
Today · 4.125%
HK$78,555
baseline
▲ 0.50% · 4.625%
HK$82,695
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,110/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,068 · Scale 2, in force from 26 Feb 2026)