LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,219
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,377
−HK$1,176/mo
Today · 4.125%
HK$39,553
baseline
▲ 0.50% · 4.625%
HK$41,960
+HK$2,407/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$79,106/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,406
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,517
−HK$1,126/mo
Today · 4.125%
HK$43,643
baseline
▲ 0.50% · 4.625%
HK$45,944
+HK$2,301/mo
Deposit HK$8.16M · loan HK$8.16M · min. income ≈ HK$87,286/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,663
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,052
−HK$1,412/mo
Today · 4.125%
HK$47,464
baseline
▲ 0.50% · 4.625%
HK$50,352
+HK$2,888/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$94,928/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,687
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,020
−HK$1,352/mo
Today · 4.125%
HK$52,372
baseline
▲ 0.50% · 4.625%
HK$55,132
+HK$2,760/mo
Deposit HK$6.53M · loan HK$9.79M · min. income ≈ HK$104,744/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,107
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,728
−HK$1,646/mo
Today · 4.125%
HK$55,374
baseline
▲ 0.50% · 4.625%
HK$58,744
+HK$3,370/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$110,748/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,968
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,523
−HK$1,577/mo
Today · 4.125%
HK$61,100
baseline
▲ 0.50% · 4.625%
HK$64,321
+HK$3,221/mo
Deposit HK$4.90M · loan HK$11.43M · min. income ≈ HK$122,200/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,995
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,079
−HK$2,117/mo
Today · 4.125%
HK$71,196
baseline
▲ 0.50% · 4.625%
HK$75,528
+HK$4,332/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$142,392/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,531
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,530
−HK$2,028/mo
Today · 4.125%
HK$78,558
baseline
▲ 0.50% · 4.625%
HK$82,698
+HK$4,140/mo
Deposit HK$1.63M · loan HK$14.69M · min. income ≈ HK$157,116/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$612,090 · Scale 2, in force from 26 Feb 2026)